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Home Ownership Matters!


Why Home Ownership Matters!


  •   Home owners are happier and healthier and enjoy a greater feeling of control over their lives.
  •   Owning a home is one of the best ways to build long-term wealth. Historically, a home owner’s net worth has ranged from 31 to 46 times that of a renter.
  •   Home owners are free to redecorate, renovate, and modify their homes as they wish.
  •   Most home owners enjoy stable housing costs—a fixed-rate mortgage payment might not change for 15 to 30 years while rent typically increases 3 % a year.
  •   Home owners can typically deduct mortgage interest and property taxes on their federal individual income tax return.


  •   People who own homes vote more, volunteer more and contribute more to their neighborhoods.
  •   Home owners do not move as frequently as renters, providing more neighborhood stability.
  • In turn, this stability helps reduce crime and supports neighborhood upkeep.
  •   Children of home owners do better in school, stay in school longer, are more likely to participate in organized activities and spend less time in front of the television.


  •    67% of American households are owner-occupied. America is a nation of home owners.
  •    Home owners pay 80 to 90% of federal individual income taxes, contributing to federal programs that benefit all Americans.
  •    Every home purchased pumps $60,000 into the economy for furniture, home improvements and related items.
  •   Housing accounts for more than 15% of the national Gross Domestic Product, a key driver of our national economy.
  For these reasons and more, home ownership is the American Dream!

As REALTORS®, we know all this. But not everyone does.So spread the word: Home Ownership Matters! For more information and data on the points above, see

Studies show that home ownership has a significant positive impact on net worth,
educational achievement, civic participation, health and overall quality of life. That’s why,
for more than 100 years, REALTORS® have helped people find their piece of the American Dream.

Now, with some questioning whether home ownership is still good for America, it’s more
important than ever to stand up for home ownership... in your community and in the nation’s capital.

Find out more about why Home Ownership Matters, how the NATIONAL ASSOCIATION OF REALTORS® is standing up for it, and how you can help spread the word, at